Important Loan Repayment Information
Student Loan Repayment Pause Has Ended
Student loan interest resumed on September 1, 2023, and loan payments were due starting in October 2023. You should have started receiving notifications from your loan servicer.
SAVE Repayment Plan
The Saving on a Valuable Education (SAVE) Plan is the newest income-driven repayment (IDR) plan. Like other IDR plans, the SAVE Plan calculates your monthly payment amount based on your income and family size. In addition, the SAVE Plan has unique benefits that will lower payments for many borrowers.
WARNING: If you receive any phone calls, emails, or letters offering you any type of loan forgiveness, please DO NOT provide any of your personal information. The Department of Education and your federal loan servicer will never ask you for any personal information related to any debt relief. You can apply for legitimate loan forgiveness programs at NO COST. You never have to pay for help with your federal student loans. Students are highly encouraged to not engage with any scam calls or messages. If you think that you have received a scam call, you can register for the National Do Not Call Registry. However, if messages persist, you can report the calls to the FTC and give context about the messages you’re receiving. And if you do have questions about your student loan payments and forgiveness, you should contact your federal loan servicer directly.